Press release

Bread Financial Schedules Full Year and Fourth Quarter 2022 Earnings Conference Call for Jan. 26, 2023

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Bread Financial Holdings, Inc. (NYSE: BFH), a tech-forward financial services company that provides simple, flexible payment, lending and saving solutions, will host a conference call on Thursday, Jan. 26, 2023, at 8:30 a.m. ET to discuss the company’s full year and fourth quarter 2022 results.

Conference Call/Webcast Information

Participants can register in advance here, and the conference call will be available at www.BreadFinancial.com. Analysts planning to participate in the Q&A can register in advance here. Additionally, there will be several slides accompanying the webcast. Please go to the website at least 15 minutes prior to the call to register, as well as download and install any necessary software. The webcast will be archived on the company website.

A replay of the conference call will be available two hours after the end of the call until 11:59 p.m. ET on Thursday, Feb. 9, 2023. To access the replay, please dial 866-813-9403 or 929-458-6194 and reference conference ID number “642279.”

About Bread Financial™

Bread FinancialTM (NYSE: BFH) is a tech-forward financial services company providing simple, personalized payment, lending and saving solutions. The company creates opportunities for its customers and partners through digitally enabled choices that offer ease, empowerment, financial flexibility and exceptional customer experiences. Driven by a digital-first approach, data insights and white-label technology, Bread Financial delivers growth for its partners through a comprehensive product suite, including private label and co-brand credit cards, installment lending, and buy now, pay later (BNPL). Bread Financial also offers direct-to-consumer solutions that give customers more access, choice and freedom through its branded Bread CashbackTM American Express® Credit Card and Bread SavingsTM products.

Headquartered in Columbus, Ohio, Bread Financial is powered by its 6,000+ global associates and is committed to sustainable business practices. To learn more about Bread Financial, visit BreadFinancial.com or follow us on Facebook, LinkedIn, Twitter and Instagram.